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Wednesday, 1 June 2016

Traffic Monsoon






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Why TM is NOT a Ponzi or an Investment by Charles
Charles Scoville posted
June 6th 11.14a.m
Have you ever felt stuck when someone tries to convince you TM is a ponzi?
Review the following details on this page:
What is a Ponzi scheme?
A Ponzi scheme is an investment fraud that involves the payment of purported returns to existing investors from funds contributed by new investors. Ponzi scheme organizers often solicit new investors by promising to invest funds in opportunities claimed to generate high returns with little or no risk. In many Ponzi schemes, the fraudsters focus on attracting new money to make promised payments to earlier-stage investors to create the false appearance that investors are profiting from a legitimate business.
Let's cross reference with what's displayed on this page:
Does traffic monsoon offer an investment? No. Specifically, the page indicates we do not sell shares. We sell only ad service. Additionally, the word "invest" is not found on this (or any page) page at all except by firmly declaring traffic monsoon services are not an investment.
Furthermore, in the terms of service (which every member agrees to upon sign-up) it states, "TrafficMonsoon registered as a limited liability company and not a bank nor a security firm. A purchase of advertising service with us is not considered a deposit, nor investment."
Even more: on the purchase page, it clearly is noted that a purchase of ad service is not an investment.
So it can completely be concluded that Traffic Monsoon is not offering any form of investment.
Fraud is a deliberate deception to secure unfair or unlawful gain.
Looking at the ad plans page on traffic monsoon, it clearly displays that when someone buys an adpack, they will receive, "20 clicks to your banner, 1,000 traffic exchange credits, and a revenue sharing position"
On the purchase page it is even more clear to say, "20 Pay Per Click Banner Credits, 1000 Traffic Exchange Credits, and 1 revenue sharing position."
There is no deception there. This is actually what people receive.
All the other services on the ad plans page describe exactly what the buyer receives, and when a purchase is made the buyer does actually receive what they have selected and paid for.
So it can completely be concluded that there is not any fraud on Traffic Monsoon.
So the first part of this definition on SEC's website is cleared. Traffic Monsoon clearly is not any form of investment fraud, because it is neither fraud, and also not an investment.
Let's look at the next part of the definition: High Returns with little or no risk.
Looking at Traffic Monsoon's website, there is no promise of high returns. In fact, there is no promise of any return, and no promise of any income. From the ad plans page it says,
"When you click a minimum of 10 ads in our traffic exchange and remain on the websites for 20 seconds each, you'll qualify yourself for 24 hours to share in site profits.
"As long as you are qualified, each sharing position you receive with your AdPack Combo purchase will continue to share in revenues up to $55.00. Reaching this maximum is not guaranteed, or affixed to any time frame. It's completely reliant upon sales of services, and you being qualified."
This clearly identifies that active surfers in the traffic exchange who have purchased adpacks could qualify to share in the site revenues. This is effort related. The service is there, and that's what people pay for. If they choose to actively click at least a minimum number of ads through the traffic exchange, they can qualify to earn some money towards their sharing positions up to $55. There is no guaranteed amount anyone would receive, and certainly no time frame given when any amount would be given. It also clearly explains that there is no guarantee the max would ever be reached, because the system will share only real revenues.
purported = appear to be something true, but actually be false.
Each balance showing earnings within a traffic monsoon account is backed up by real and actual money held within the payment processing gateways. Each amount earned is real.
As any business, traffic monsoon's goal is to sell and provide advertising services. Earnings are rewarded to someone who has referred a customer who purchases the ad service (10% sales commission). Revenues shared only are shared from actual and real revenues with those who have active positions, and who have viewed a minimum number of ads in the traffic exchange for that day.
This means there is never going to be a collapse.
In a ponzi, a collapse occurs when the earnings are not legitimate. The money is not really there. In other words, new sales pay for old earnings. In a ponzi with guaranteed purported returns, a system is created to make it appear someone is receiving something as a return for an investment which actually isn't what they are actually receiving. When a large number of people request to be paid, the ponzi cannot pay them.
In traffic monsoon, (clear distinction that it's not a ponzi) a collapse couldn't possibly occur, because the money earned is already really there. Whatever services are sold really generate a true and real amount of revenue, which is only shared 24 hours or more after the sale is generated for a service.
If 100% of the members asked to be paid today, they would all be paid -- the only reason people can't be paid right now on pending balances is because of the paypal limitation which is causing a temporary hold on the funds for 180 days.
There's no investment, no promise of returns, only advertising services are offered on traffic monsoon, clear definitions of each service being offered, exactly what is described is provided to the buyer, clear outline of how everything works, and every bit of money someone has earned is fully backed up with real money.
Let's review the red flags:
- Does traffic monsoon offer high investment returns with little or no risk? Is there guarantees of income? No.
As stated in the terms of service, "You agree to hold TrafficMonsoon harmless from any loss and / or liability to your purchase, therefore do not purchase services that you can not afford to pay for, as you are spending it at your own risk."
Additionally, in the terms of service it states, "You agree that we cannot guarantee results for your campaigns, but we can only ensure that you're able to receive all the visitors you've paid for. Results of campaigns vary upon the visitor's personal needs, and whether your offer adequately communicates ability to meet their need."
Not only does traffic monsoon not offer high investment returns without risk, but there is absolutely no guarantee of income, and no guarantees of advertising results.
- Does traffic monsoon have overly consistent returns?
Absolutely not. First of all, there are no "returns" on traffic monsoon. When someone buys a service, they receive the service they have selected and paid for. When someone qualifies to share in revenues, they are receiving a portion of revenues from the sales which have been generated. The amount shared certainly goes up or down depending upon sales of services. Only real money is shared with those who have actively clicked the minimum number of ads in the traffic exchange.
- Is traffic monsoon an unregistered investment?
Well, it's not an investment. It's a registered business, which has been registered as an advertising company. That's what is offered on traffic monsoon; advertising services.
- Unlicensed Sellers?
Traffic Monsoon does have a business license, and there is no license required for selling advertising services online.
- Secretive and/or complex strategies?
Everything is completely clear. How the revenue sharing works has been described clearly on the ad plans page, plus additionally within this video:
It's definitely no secret how traffic monsoon works. It's not complicated. It's actually very quite simple.
- Issues with paperwork?
All information has been clearly displayed. Account balance details for each member account are very clear, and available by clicking "My Balance History" within the member back office.
Also, from time to time, I have released full view how much money is contained within each payment processor account completely (and more than) covers the total balances within all member accounts combined.
- Difficulty Receiving Payments?
No problems ever existed until PayPal chose to part ways with Traffic Monsoon, and are temporarily holding the funds to pay people 180 days.
I hope this helps clarify things.


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